- Being underinsured. A review of your policy to make sure coverage amounts and types of coverage, such as earthquake or flood insurance, are up to date should be done regularly.
- Slow response. Insurance companies are notorious for moving slow when policyholders are in a time of need. Ward Ruddock can help push momentum and speed up response time.
- Knowing your policy. There should be no confusion over what is covered and what is not. Know your policy or hire someone who can break it down for you.
- Unfair settlement offers. Insurance companies will aim low with their first settlement offer; so don’t feel like you should have to accept it. Good representation can review offers to make sure you are getting a fair shake.
- Unpleasant or misleading adjuster. Adjusters are typically the first line of defense for insurance companies, and the first person you will interact with. Do not accept rude interactions, and don’t be deceived by false pleasantries.
- Insurance companies claim depreciation. Adjusters can low ball settlement offers by claiming household structures or personal property have depreciated. This can be, and often is, misleading. You need fair compensation.
- Insurance companies offer a set pricing structure for repair/replacement costs. No pricing structure is one-size-fits-all. Licensed contractors – several bids are recommended – will tell you what it will cost to repair damage or replace structures and property.
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Questions or Schedule An Appointment? Click to Call (305) 390-4259
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Questions or Schedule An Appointment? Click to Call (305) 390-4259
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