The financial burden and stress caused by water, fire, or other storm- or accident-related damage is just that: burdensome and stressful. After an incident, where do you start? Who do you call first? What do you do if your insurance carrier is slow to respond, does not provide a remedy to your satisfaction or – even worse – denies your claim?
Ward Ruddock has years of experience helping good people in their time of need by providing zealous advocacy, knowledge, and compassionate representation. We strive every day to be the unwavering voice you can depend upon in trying times.
Our team of property insurance experts have a strong track record of standing up against insurance companies to protect the rights of individuals and business policyholders. Our attorneys are passionate about their craft and passionate about the people they represent. Their goal is to seek the compensation you need from your insurance provider. We’re your voice making sure you are heard as a person and not just a policy number.
Types Of Disputes
Denied Claims
When you purchase an insurance policy, you expect your insurer to have your back during times of crisis. Unfortunately, some insurers will outrightly deny your claim without a justifiable reason, even though it’s listed under your policy guidelines. Insurance agents or brokers may attempt to persuade you into thinking the denied claim is a special circumstance by using jargon that’s intentionally confusing. But you shouldn’t fall for this. Call Ward Ruddock for skilled Insurance Attorneys that work for the people.
Underpaid Claims
A common tactic used by insurance companies is to provide low-ball settlement offers to desperate policyholders. Although it can be tempting when you’re in crisis, it’s important you don’t accept any suspicious settlement offers without legal representation. Insurers intentionally offer low settlements so they can refuse to provide any coverage later. Often insurance companies are well aware of what an appropriate settlement offer should be, and if they offer less it’s intentional. At Ward Ruddock we take pride in identifying and seeking the full scope of recoverable compensation under your policy.
Delayed Claims
Insurers have an obligation to policyholders that they will provide services in a timely manner. Sadly, this isn’t always the case. Insurance companies may go through exhaustive measures to delay a claim for an extended period of time. They may dodge phone calls, ignore emails, have elongated processing times and fail to give clear instructions on what they require to file the claim. Insurance companies who intentionally delay claims aren’t following the rules outlined. Let us help you with your case.
Bad Faith
Insurance companies are required to settle claims in good faith or acting under all circumstances in a fair and honest manner. If an insurance company intentionally uses deception and other dishonest means to settle or deny a claim, then it’s considered to be an act in bad faith. Insurers can act in bad faith in various ways and it can vary based on the situation. Some examples include making payments without a statement setting forth coverage, refusing to insure for discriminatory reasons.
How It Works
We Conduct a Free Claim Analysis
Our Property Insurance claim attorneys will review your policy and conduct a full inspection and evaluation of your property damages at no cost. Our Insurance claims attorneys will go over your options and tell you how much your claim is worth.
We Fight For You
Our team of lawyers deal directly with your insurance company. We prepare your claims package and we negotiate on your behalf. Our insurance attorneys are well versed in dealing with big insurers’ tactics to delay and/or deny your claim.
Successful Settlements Lead to Benefit Payments
We seek to maximize compensation, acting quickly on your behalf. Our Florida Insurance Claims Attorneys work diligently to pursue the money you need.
